– qonunda quyidagilarni sug‘urta qilish majburiyati belgilab qo‘yilishi mumkin: qonunda ko‘rsatilgan boshqa shaxslarning hayoti, sog‘lig‘i yoki mol-mulki ularning hayoti, sog‘lig‘i yoki mol-mulkiga zarar etkazilishi ehtimolini nazarda tutib, boshqa shaxslarning hayoti, sog‘lig‘i yoki mol-mulkiga zarar etkazilishi yoxud boshqa shaxslar bilan tuzilgan shartnomalarning buzilishi oqibatida yuzaga kelishi mumkin bo‘lgan o‘zining fuqaroviy javobgarligi xavfi. Sug‘urta qildiruvchi bo‘lish majburiyati qonun bilan unda ko‘rsatilgan shaxslar zimmasiga yuklanadi. Qonunda majburiy sug‘urtaning boshqa turlari ham belgilanishi mumkin. Fuqaroga o‘z hayoti yoki sog‘lig‘ini sug‘urtalash majburiyati qonun bilan yuklatilishi mumkin emas.
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