– shunday fuqarolik-huquqiy munosabatidirki, unga asosan bir shaxs (qarzdor) boshqa shaxs (kreditor) foydasiga muayyan harakatni amalga oshirishga (masalan, mol-mulkni topshirish, ishni bajarish, xizmatlar ko‘rsatish, pul to‘lash va hokazo) yoki muayyan harakatdan o‘zini saqlashga majbur bo‘ladi, kreditor esa – qarzdordan o‘zining majburiyatlarini bajarishni talab qilish huquqiga ega bo‘ladi.
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