– шундай фуқаролик-ҳуқуқий муносабатидирки, унга асосан бир шахс (қарздор) бошқа шахс (кредитор) фойдасига муайян ҳаракатни амалга оширишга (масалан, мол-мулкни топшириш, ишни бажариш, хизматлар кўрсатиш, пул тўлаш ва ҳоказо) ёки муайян ҳаракатдан ўзини сақлашга мажбур бўлади, кредитор эса – қарздордан ўзининг мажбуриятларини бажаришни талаб қилиш ҳуқуқига эга бўлади.
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